Information About Illegal Insurance Steering

Car Insurance Steering and How It Effects You

You've been in an accident. Many people assume that one of the first steps in dealing with the aftermath of an accident is to call their insurance company to find out what to do next. Unfortunately, many insurance companies take advantage of their policy holder's trust and engage in a tactic known as "Steering." 

Steering was designed to direct customers to a shop in their insurance company's preferred "Direct Repair Program" (DRP). There is one reason for the insurance companies to do this, and it's all about money. They want to make sure your car is fixed the cheapest way possible.

In exchange for a high volume of job referrals, preferred shops will agree to use aftermarket, imitation, or junkyard parts, which are often unsafe and of poor quality. These kinds of problems with safety and quality are just some of the reasons why steering is illegal.

In New York State, your insurance company is required to inform you that you're under no obligation to use one of their shops and that you are free to use the repair facility of your choice. So Remember to Call Impact Collision First!

If you'd like more information or would like to speak to Impact Collision, give us a call at (631) 789-9146.